Pay only when deals close.
No setup fees, no monthly minimums on Starter. Fees are charged on completed escrows and drop as your trust score grows.
Starter
For individuals and new sellers
- Up to 2 000 000 XAF / month
- Mobile money and card payments
- Standard contract templates
- Trust score & public profile
- Email support
Business
For growing merchants and agencies
- Unlimited volume
- Milestone & split payments
- Merchant dashboard & CSV export
- 24h payouts at score 680+
- Custom contracts, EN / FR
- Priority chat support
Platform
For marketplaces and banks
- Escrow API & webhooks
- White-label checkout
- Instant release at score 760+
- Dedicated compliance manager
- 99.99% uptime SLA
See what you'd save.
Compare Afa'a Pay with a typical card-and-chargeback setup.
Illustrative estimate. Excludes the cost of fraud and disputes, which escrow reduces.
What's in each plan.
| Feature | Starter | Business | Platform |
|---|---|---|---|
| Escrow fee | 1.5% | 1.0% | From 0.7% |
| Payout speed | 48h | 24h / instant at 760+ | Instant |
| Milestone payments | — | ✓ | ✓ |
| Team members | 1 | 10 | Unlimited |
| API & webhooks | — | Read-only | Full |
| Dispute mediation | ✓ | ✓ | ✓ Dedicated |
Questions, answered.
Who pays the escrow fee?
You choose: the buyer, the seller or split 50/50. The fee is shown on the contract before anyone signs.
What happens if there's a dispute?
Funds stay frozen. Both sides upload evidence and a mediator decides within 72 hours. Funds are released or refunded accordingly.
Can I pay with mobile money?
Yes. MTN MoMo and Orange Money are first-class payment rails, alongside cards and bank transfers.
How does my trust score lower my fees?
Merchants with a score above 680 qualify for faster payouts, and above 760 for instant release and reduced rates on Business and Platform.