Your money is never on the line.
We're building the neutral ground where Africa's buyers and sellers can meet, agree and be paid, with a referee that never takes sides.
Defence in depth, by default.
Ring-fenced funds
Escrow balances sit in segregated accounts at licensed partner banks, never mixed with operating funds.
End-to-end encryption
AES-256 at rest, TLS 1.3 in transit. Contract documents are hashed and time-stamped.
Verified identities
Phone, national ID and liveness checks before a merchant can receive funds.
Real-time fraud AI
Every transaction is scored in under 200ms for velocity, device and evidence anomalies.
Built to regulators' standards.
The concept follows the frameworks a licensed payment institution would operate under.
From a market stall to a platform.
A concept shaped by one question: what if every informal deal had a referee?
Trust is the real currency
The starting hypothesis: the biggest barrier to online trade isn't payment access. It's not trusting the other party.
Escrow meets mobile money
We paired bank-grade escrow with the rails people already use every day: MTN MoMo and Orange Money.
An AI trust score
Reputation that compounds with every honest deal, giving the unbanked a financial identity.
Pan-African by design
One contract layer, many currencies, from Cameroon to Nigeria, Ghana and Kenya.
The people behind the concept.
Questions about how we protect you?
This is a design concept, but the questions are real. Explore the product to see the protections in action.